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First Home First Priority Program

Your first home is our first priority

First Home First Priority Program1

  • ½% rate discounts on our First-Time Homebuyer adjustable-rate or fixed-rate mortgages
  • Available only to qualified first-time homebuyers, whose income is at or below 80% of the Median Family Income, by county, as established by the Federal Financial Institutions Examination Council (FFIEC) or to buyers of any income who purchase homes in low- or moderate-income locations, as established by the FFIEC
  • Eligible for single-family homes, 2- to 4-unit properties, condos and co-ops

Enjoy unique features

  • Low 5% down payment, all of which can come from a gift or a grant2
  • Seller can pay up to 3% of closing costs

Two ways you may qualify for our First Home First Priority Program

1. Your new home is located in one of the counties below, and your household income is at or below the amount listed.3



Max. Household Income







New York






Nassau, NY



Westchester, NY



Washington D.C.



Montgomery, MD



Prince George's, MD



Alameda, CA



Contra Costa, CA



Marin, CA



San Francisco, CA



San Mateo, CA




2. Your new home is located in a low- or moderate-income area within the counties above. Your household income can be any amount.

Go with the lender that makes a difference

As you get ready to buy your first home, make sure it’s with a bank you can count on — one that offers a common-sense approach to help you get the best loan for the best value.

With Amalgamated Bank, you’ll get:

  • Competitive interest rates and no hidden fees
  • No high-cost loans or predatory lending
  • An easy online application process
  • A licensed mortgage loan officer to help you
  • A bank that puts you first through every step of the process

To see if you qualify for our First Home First Priority Program, call us at 800-662-0860

Call to see if you qualify

First Home First Priority Program

Mon. - Fri. 8 AM - 8 PM ET
Sat. 9 AM - 2 PM ET

1 First Home First Priority: Available only to qualified first-time homebuyers. Income, geographic and other restrictions and limitations apply. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. All loan applications are subject to credit and property approval, collateral verification, and Amalgamated Bank’s terms and conditions. This is not a commitment to lend.

2 Mortgage Insurance is required and will increase the cost of the loan and monthly payment.

3 Data is accurate as of July 31, 2019.

© 2019 Amalgamated Bank. All rights reserved. Equal Opportunity Lender. Amalgamated Bank NMLS ID#898791. Rev. 01/2018